A number of insurance brokers and AR’s have requested help in preparing explanatory notes to provide to their clients, in the hope of reducing the number of calls they are dealing with in relation to Coronavirus (COVID-19). It is never easy to say that there may not be coverage available.

In our experience, it is important to be honest and to show why things are the way they are. It will not stop the anger and disappointment in some people, but it does help with many. It is certainly better than giving false hope. That is what we have tried to achieve here.

With the team of LMI Media, I have prepared two papers that may be of assistance to you, and you are more than welcome to use with your clients. You also have full authority to co-badge it if you wish, by adding your company’s logo to the right hand side, at the top.

PDF versions can be safely downloaded below.

CoronaVirus Paper BI
CoronaVirus Paper Travel

Under the contingent business interruption extensions, there are a wide variety of wordings in use. In such challenging times, as we have at present, with both the bush fire prevention of access claims and Coronavirus (COVID-19), it is worthwhile for brokers and corporate risk managers to reach out to experts. Even well-versed insurance professionals can make the “wrong” interpretation in the complex world of business interruption. We are always here to help.