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Business Interruption Sum Insured Reviews

Review your client’s Business Interruption coverage using our highly qualified Forensic Accountants.
We will review and collaborate, calculate and make recommendations
on what changes should be made to be fully protected.

Insurance Program Review

Our Independent review provides clients and brokers with the peace of mind that their complex insurance program is correctly insured across a wide range of complex areas, usually including: 

Property (Generally ISR), Business Interruption, Cyber, Liability, D&O/ Professional Indemnity/Management Liability, Travel, Motor, EPL 

Due to the expertise and experience of our experts our reports are Succinct and Easy to understand, whilst considering the whole range of complex issues. You can be assured of our commercial confidence and to obtain a close estimate range for our work. Talk to us today about your needs here.

Meet our review team:

Senior Technical Drafter

Katrina Harpantidis

After qualifying as a legal practitioner and a short period of private practice in Victoria, Katrina embarked on a career in the insurance industry in various capacities, working (in the main) for a variety of Lloyd’s Syndicates from 1986 to 2017 in the professional indemnity sphere, but expanding into other insurance lines including D&O, ML and general liability.

Katrina has held various positions within the insurance industry, maintaining strong connections with several Lloyd’s syndicates until 2017. These positions have included national claims manager, company secretary, compliance manager and policy drafting consultant (once again, primarily drafting professional indemnity wordings/endorsements/proposals, but extending to D&O, ML and Combined Liability documentation). On completing her contract with Arch Underwriting (Australia) in 2017, Katrina joined LMI Group in January 2018.

Phone:+61 3 9835 9900


Founder & Executive Chairman

Allan Manning


Doctor of Business Administration
Master of Business Administration
Bachelor of Commerce
Fellow, CPA Australia
Fellow, Australian & New Zealand Institute of Insurance & Finance (Honorary Life Member)
Fellow, Chartered Insurance Institute (UK)
Fellow Chartered Loss Adjuster
Fellow, Chartered Institute of Loss Adjusters (UK)
Chartered Insurance Practitioner (UK)
Fellow, The International Institute of Claims Professionals
FUEDI European Loss Adjusting Expert


After 11 years claims experience with General Accident Insurance, Allan joined Robins MBS Loss Adjusters in 1981. In 1987, he transferred to Papua New Guinea, as Managing Director. During this time, Allan handled one of Australia’s largest claims, which surrounded the closure of the Bougainville Copper Ltd mine. The claim had a reserve of US$1,000 million. Allan returned to Australia in 1990 and, in 1991, was appointed Regional Leader for the Southern Region and was also appointed to head up GAB Robins’ loss adjusters national large loss claims team.

At the start of 1999, Allan founded the LMI Group, a firm dedicated to providing a high level of customer service and technical expertise in pre- and post-loss insurance services. Pre-loss work is offered by the Risk Management International division, while post-loss matters including forensic accounting, loss adjusting and claims preparation are handled within Loss Management International. Allan is an industry innovator having developed, a web-based training and comparative tool on the feature and benefits of general insurance products; a website designed to assist calculate adequate cover for business interruption insurance, PolicyCoach, which is an expert system for ISR insurance; and the Business Continuity Management System, His latest brainchild is

For over 45 years, Allan has managed large and complex losses involving major property, business interruption including advanced consequential loss, fidelity, construction, liability, professional Indemnity, and Directors & Officers throughout Australia, Asia Pacific, Europe and North America. Assignments have been completed for many multi-national companies, such as ACI, Amcor, Nestle, Mitsubishi, PaperlinX, Spotless and Toyota, as well as government organisations and small to medium-sized businesses. He particularly enjoys the challenge of assisting companies to return to normal trading after a major crisis. His interest in the survival of a business following an insured loss prompted him to complete a Doctoral thesis, following 6 years of extensive research.

Since 1983, Allan has acted as an expert witness, primarily handling quantum, policy response, and issues surrounding industry practice. Over the past 15 years, Allan has been engaged by insurers, insurance brokers and clients to carry out risk analysis and the review of insurance programs for businesses, including multi-nationals. His lifetime of experience in managing major losses proves invaluable in this area. This has more recently extended to drafting wordings and it is estimated that over 30% of all businesses in Australia are insured under a policy drafted or reviewed by Dr Manning.

Allan has lectured at RMIT, Melbourne, and Victoria Universities and has delivered over 1,200 seminars on various topics including risk management, ISR, and Business Interruption. Dr Manning holds the post of Adjunct Professor at Victoria University in the faculty of Law & Justice and is the author of 13 books on insurance, including Business Interruption Insurance & Claims: A Practical Guide, the 3-volume Understanding the ISR Policy, Manning’s Six Principles of General Insurance, and It may happen to Me! – The essential guide to general insurance.

Allan is an honorary life member of the Australian and New Zealand Institute of Insurance & Finance, and was awarded the Life Time Achievement Award at the 2012 Insurance Industry Awards. He has been rated one of the 20 most influential people in insurance for the past 9 years by InsuranceNEWS [the magazine] due to his strong and unswerving ethical stance on doing what is right by the consumer.

Mobile:+61 413 127 779

Phone:+61 3 9835 9900


Senior Technical Consultant

Kevin Le Plastrier

Kevin was admitted to practice as a Barrister and Solicitor in 1970, and spent the next 16 years in private legal practice and at the bar, specialising in dispute resolution.

In 1986 he spent nine months working with Commercial Union Insurance in London, and following his return to Australia in 1987, joined the National Mutual Life Association, where shortly after he became head of the insurance departments Legal Division, managing a team about 15 lawyers. In 1995 National Mutual was acquired by AXA France and ultimately became an ASX listed Company, with Kevin taking the role of General Counsel and Company Secretary.

During this period, he was directly responsible at various times for:

  • The management and resolution of major insurance claims the responsibility for which was retained by National Mutual, and most of which involved working with the London insurance market.
  • All of the normal compliance, governance and disclosure obligations for an ASX listed Company,
  • Development of corporate governance principles and procedures including the development of the Company’s Group Compliance program.
  • The design and management of AXA’s group insurance program, including presentations to the London market.  

Kevin left AXA in 2002 and spent some time as a Consultant in the litigation and insurance division of Mallesons Stephen Jaques (now King and Wood Mallesons).

In 2003, he joined Aon Risk Services to manage the team responsible for placement of Directors & Officers and Professional Indemnity Insurance for large corporate clients, and the management of complex financial line claims, including for National Australia Bank, ANZ Banking Group and Computershare Ltd.

In early 2008, he left Aon to establish an insurance product development and major claims management consultancy, which was conducted successfully for over four years. During this period, he managed the successful resolution of a number of very significant and complex property, business interruption and product liability claims for Wesfarmers, Nufarm, and other private clients. In addition, Aon continued to engage him in the drafting of its broker developed policy wordings, including a number of the Aon Vertex suite of products.

However, in 2012 he returned to Aon to establish and manage a new technical function responsible for the development and oversight of Aon’s entire product suite, which included the management of the Technical Team, ultimately made up of 13 staff nationally. During this period, he retained direct hands-on responsibility for the development and oversight of wordings for Aon’s clients, which included the upgrade of the Aon Vertex ISR wording.

In 2019, Kevin joined with LMI Group as a senior technical consultant to provide technical advice and policy drafting.

Phone:+61 3 9835 9900


Senior Policy Drafter

Brian Peele


Bachelor of Business (Insurance)
Diploma of Financial Services (Insurance Services)
Fellow, Australian & New Zealand Institute of Insurance & Finance


Brian has over 50 years’ experience in insurance underwriting, broking and due diligence consulting. He led the Private Equity Mergers & Acquisitions Practice for Marsh Pty Ltd in Victoria providing reports on the adequacy and appropriateness of insurance and risk management programs for lenders and purchasers involved in major merger and acquisition and construction projects.

Within the past 10 years, Brian has provided insurance due diligence reviews and other services for the following industries in Australia, South East Asia and elsewhere in the world:
Mining and mineral processing (iron ore, coal, gold, copper, other minerals)
Aluminium (bauxite mining, alumina & aluminium processing)
Power generation (hydro, wind and thermal) and distribution
Portable water and waste water treatment and distribution
Forest products and timber milling
Oil and gas exploration (on and offshore) and production
Storage (warehousing and cold stores)
Commercial (wholesale and retail)
Transportation (public sector)
Health, hospitals, nursing services (private sector)

He formerly managed the Mining, Metals and Minerals Practice for Marsh Pty Ltd in Australia. Prior to this, Brian was the CEO of Sedgwick Ltd’s captive insurance companies domiciled in Singapore.


Top General Insurance Graduate – Deakin University
Dean’s List – Deakin University
E Vines Memorial Prize – ANZIIF

Mobile:+61 428 448 915

Phone:+61 3 9835 9900


Senior Technical Consultant

Max Salveson


Senior Associate, Australian & New Zealand Institute of Insurance & Finance
Associate Fellow of the Australian Institute of Management
Member of the Australian Institute of Risk Management
Member of the Australasian Institute of Chartered Loss Adjusters


Max commenced his insurance career in 1950 with North British & Mercantile Insurance Co Ltd’s Adelaide branch. His first 4 years in the industry provided a sound foundation for his future, starting with accident underwriting and claims, and followed by instruction in fire rating and underwriting.

In 1954, Max took on the responsibilities of accident underwriting, and fire and accident claims with Union Insurance Society of Canton. During the next 6 years, Max also developed an agency network and was responsible for the writing of fire and accident commercial and domestic insurances in designated country districts. He also received training in marine insurance underwriting and claims.

1960 presented Max with a transfer to Melbourne, where he took up the role of Workers Compensation Claims Superintendent. He progressively accepted responsibility for fire and accident department claims, accident underwriting, and approving marine claims for payment. After appointment to the position of Assistant Branch Manager in 1966, he was once again involved in negotiating and accepting fire insurances for major clients.

Max moved to Guardian Union Group in 1967, as Assistant Fire & Accident Manager for Australia. Two years later, Max was promoted to Accident Manager for Australia following the merger of Guardian and Royal Exchange Assurance Group (“GRE”). Here, Max was involved in developing corporate underwriting guidelines, and was responsible for accident department business, the acceptance and rating of head office accident referral business, and review of fire and accident insurances for large account customers. During this time, Max developed GRE’s concept of Managed Fund Schemes and Retro Plans for Workers Compensation, Liability and Motor insurance, and contributed to general product development.

In 1973, Max was appointed Manager for Victoria, responsible for the management of general insurance operations in the State. Some 10 years later, Max was awarded the position of Assistant General Manager (Underwriting), encompassing underwriting policy and strategy, and leadership of the group management team responsible for marketing, product management, reinsurance, claims, loss reserving policy, risk control and survey service in Australia, Papua New Guinea and the Solomon Islands.

Since 1988, Max has operated as an independent consultant in general insurance matters, including insurance portfolio analysis, underwriting and claims procedures review, product review, design of new policy wordings, and claims preparation. Max retired as a Director on the Board of the Victorian Managed Insurance Authority in 2006, after an appointment of some 13 years. He was a consultant to the Victorian Department of Treasury & Finance during the liability insurance crisis, and was awarded the Commonwealth of Australia Centenary Medal for ‘Service to the insurance industry’ in May 2003.

Max continues to work in general insurance product innovation and development as a consultant to LMI Group.

Mobile:+61 411 080 804

Phone:+61 3 9835 9900


Drone Coverage

Using market leading technology there isn’t a spot that will be ‘too hard to reach’.
We have Civil Aviation Safety Authority qualified pilots on staff who can ensure no piece is missed.

Policy Reviews

Policy Reviews for your client’s are a good form of risk management. This includes review of their program and covers, as well as the option for Business Interruption Sum Insured reviews.

Find out more about our Policy Review Services.

Business Continuity Plans

Know what to do, who should do it and how to do it when it matters.
Our experts analyse your business and its risks.
Including plant, equipment, supply chain and much more. Working with you we analyse all
your business’s risks and create a continuity plan to ensure your resilience.

Andrew Nock Valuers Property Valuations

Building Valuations

Know where you stand. Working with Australia’s leading insurance property valuation company, Andrew Nock Valuers, we assess not only the common factors such as location and size, but take into account the hard work you have put in to your building to make it right for you.  

Platinum Review Service

Ask about our Platinum Review Service. This combines all
of the above into a tailored package to give you a complete
and holistic risk and insurance analysis and plan for your entire business.

Contact Us

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